As a financial planning practice in Fortitude Valley, you may be surprised to learn that our goal for our clients goes beyond solely financial success.
Our goal is to be a trusted partner that you can rely on to achieve not only your financial goals but your lifestyle goals as well.
Our wonderful clients come from exciting and varied backgrounds. They lead fascinating and busy lives, ask intelligent questions and are motivated to better their financial future. They are all incredibly joyous to work with and we aspire to help them secure their dream lifestyle.
The meaning of success is a very unique thing that looks different to everyone. This is why we wanted to share a range of client success stories, some of our most memorable of 2021 that we are particularly proud to be a part of!
HH Wealth 2021 Good News Stories:
You Can Achieve Your Ideal Retirement With The Right Financial Advice
One of our clients was stuck in a self-managed super fund structure that was not working. They were unsure if they were going to be able to retire and the management costs were unsustainable. The husband at age 60 couldn’t see a time in the near future when he would be able to stop work or at least slowdown.
Here at HH Wealth, we successfully helped this couple offload two of their properties and wind up their self-managed super fund. As a result, it placed the clients on their desired retirement path, paving the path to achieving their ideal retirement lifestyle.
Through our strategic advice, our clients are saving over $21,000 in management costs per annum. Saving $4,660 per annum in insurance premiums, saving an additional $1,000 per annum in tax and improving their financial position by over $140,000 over 5 years assuming a return of 5%.
Our clients are over the moon with their savings but more importantly, they can now relax and feel secure that their ideal retirement is now achievable. We are working together on an ongoing basis to ensure we continue to deliver outstanding outcomes and always have our clients’ best interests at heart.
A Tax-Effective Investment Strategy Tailored To Your Financial Needs
Our clients were entering retirement and unsure of how to invest their funds in a tax-effective manner, whilst being able to provide an income to meet their living expenses now and into the future.
Here at HH Wealth, we were able to strategically invest our clients’ funds through super using concessional and non-concessional contributions. We provided a sound retirement strategy that we were able to put into action, giving our clients reassurance now and into the future, that their ideal lifestyle is sustainable.
They now have a guaranteed outlook of their retirement. Plus with our strategy, we have helped them save $5,869 per annum in management fees, $3,372 per annum in tax and they will receive a tax-free income of $70,000 per annum.
Our clients loved the fact that we were able to save such a large amount in fees and tax. They now have confidence that they will be able to maintain their ideal lifestyle throughout their retirement. We are working together on an ongoing basis to ensure we continue to deliver outstanding outcomes and always have our clients’ best interests at heart.
Maximising The Age Pension To Achieve Financial Security in Retirement
Our client’s husband recently passed and so she was to receive a lump sum from his estate. This meant that she was ineligible for the age pension and the concessions available. Our client was also concerned with the longevity of her retirement savings and the security of her funds.
Here at HH Wealth, we were able to strategically invest the funds without having to gift assets. Our advice led to a secure income stream, enabling our client to access a small amount of age pension fortnightly. More importantly, our client also gained access to various concessions, which helped decrease the impact on expenses. As a result, we provided surety in the longevity of our client’s funds and the security of capital.
From the financial advice provided at HH Wealth, our client saved $958 per annum on fees and gained a guaranteed income of $11,276 per annum. Plus, a flexible income of $32,000 per annum (tax-free), an age pension of $52.40 per fortnight and access to Centrelink concessions such as discounted rates, electricity and pharmaceuticals.
Our client was elated to be able to keep her assets and invest in a way that entitled her to the age pension and Centrelink concessions. We are working together on an ongoing basis to ensure we continue to deliver outstanding outcomes and always have our clients’ best interests at heart.
HH Wealth Is Here To Help You Achieve Financial Freedom
We feel privileged to have been able to help so many of our wonderful clients create their version of success this year.
It’s been another year of uncertainty with challenges and hurdles to jump, and it has been incredibly rewarding to be able to deliver much-needed financial security in our clients’ lives.
If you’re looking to achieve financial success in 2022, we can help you establish a financial plan which is not only simple but can provide peace of mind for you, your family, and your financial future.
Contact us today to book your complimentary, initial consultation.
CB Wealth Australian Pty Ltd T/As HH Wealth is a Corporate Authorised Representative (No. 1283595) of Axies Pty Ltd ABN 38 136 704 446 AFSL No 339 384. Chris Holme is an Authorised Representative (No. 1004793) of Axies Pty Ltd ABN 38 136 704 446 AFSL No 339384.
Our Financial Services Guide (FSG) and Adviser Profile contains important information about Insight Investment Services Pty. Ltd., any authorisations and the services we provide. The following link will take you to an electronic copy of the FSG, if you would prefer to receive it another way please contact our office. FSG HERE>