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2020 The Year That Was

2020 The Year That Was

2020 – A year to forget,a year to remember, a year to learn from? There are many things to take out of 2020; a year where records were broken multiple times, a year where it seemed we had multiple years of events crammed into one, and a year that went both very...
Retirement Expenditure: Needs vs Wants

Retirement Expenditure: Needs vs Wants

When planning retirement, anticipating expenditure can be difficult. Particularly, essential vs discretionary spend, or put more simply, needs vs. wants.  A recent Milliman report reviewed the spending patterns, behaviour and trends of Australian retirees over the...
Are you investing or gambling?

Are you investing or gambling?

The potential financial results of investing can feel limitless, and it can be tempting to think that just one stock pick could make you an overnight millionaire. Yes, stock picking can have a place in your investment strategy, but if you’re focused on the allure of a...
RBA ANNOUNCEMENT – NOVEMBER 2020

RBA ANNOUNCEMENT – NOVEMBER 2020

At its November meeting, the Reserve Bank of Australia (RBA) announced a package of stimulus measures, largely as expected by economists and market participants, as both the Governor and Deputy Governor of the RBA had well flagged their intentions in the lead up to...
US Election Update

US Election Update

THERE’S NEVER A DULL MOMENT WHEN IT COMES TO US POLITICS AND PARTICULARLY DURING A PRESIDENTIAL RACE.REGARDLESS OF YOUR POLITICAL PERSUASION OR WHETHER YOU THINK US POLITICS DOESN’T AFFECT YOU,THE US REMAINS THE WORLD’S SUPERPOWER AND US POLITICS AND POLICY CAN HAVE A...