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2020 The Year That Was

2020 The Year That Was

2020 – A year to forget,a year to remember, a year to learn from? There are many things to take out of 2020; a year where records were broken multiple times, a year where it seemed we had multiple years of events crammed into one, and a year that went both very...
Retirement Expenditure: Needs vs Wants

Retirement Expenditure: Needs vs Wants

When planning retirement, anticipating expenditure can be difficult. Particularly, essential vs discretionary spend, or put more simply, needs vs. wants.  A recent Milliman report reviewed the spending patterns, behaviour and trends of Australian retirees over the...
RBA ANNOUNCEMENT – NOVEMBER 2020

RBA ANNOUNCEMENT – NOVEMBER 2020

At its November meeting, the Reserve Bank of Australia (RBA) announced a package of stimulus measures, largely as expected by economists and market participants, as both the Governor and Deputy Governor of the RBA had well flagged their intentions in the lead up to...
US Election Update

US Election Update

THERE’S NEVER A DULL MOMENT WHEN IT COMES TO US POLITICS AND PARTICULARLY DURING A PRESIDENTIAL RACE.REGARDLESS OF YOUR POLITICAL PERSUASION OR WHETHER YOU THINK US POLITICS DOESN’T AFFECT YOU,THE US REMAINS THE WORLD’S SUPERPOWER AND US POLITICS AND POLICY CAN HAVE A...
Not a Super Result

Not a Super Result

When the Government announced that Australians would be able to access their Superannuation early, it seemed to some like a harsh but practical solution to the financial stress they were about to face.  New research has found that...