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Are you investing or gambling?

Are you investing or gambling?

The potential financial results of investing can feel limitless, and it can be tempting to think that just one stock pick could make you an overnight millionaire. Yes, stock picking can have a place in your investment strategy, but if you’re focused on the allure of a...
The tips, traps and costs of retirement villages

The tips, traps and costs of retirement villages

With an ageing population, an increasing number of Australians are opting to live in retirement villages. While pitched at the ‘over-55s’, the average age of entry is 75, and average age of residents is 81. Depending on the retirement villages, attractions include...
Is insurance cover in your superannuation fund a good idea?

Is insurance cover in your superannuation fund a good idea?

Is insurance cover in your superannuation fund a good idea? LIFE AND TOTAL AND PERMANENT DISABILITY (TPD) COVERMany super funds provide insurance that pays a lump sum if you die or are disabled to such an extent that you will never be able to work again. There is...