1300 HH WLTH (1300 449 584) info@hhwealth.com.au

HERE’S HOW NOT TO SPEND A BA-ZILLION DOLLARS THIS CHRISTMAS (And keep the family happy…)

Here at HH Wealth we understand the societal pressures to have BIGGER and BETTER Christmas but honestly it really needs to be about spending time with loved ones (regardless of your religious beliefs). Just ask your financial adviser!

We’ve compiled these top tips for a budget conscious Christmas OR at least not leaving you with tons of debt come January…

1. GIFT CARDS

Whilst this may seem impersonal… find out their favourite shops/hobbies and purchase a gift card from here. It shows you have been thoughtful in the process AND encourage them to spend it in the new year – more bang for your buck. You’re welcome…

2. KRIS KRINGLE

Many modern families are adopting this gift giving process. Especially if your extended family gets together and no one wants to miss out! The premise here is that you either buy for a specific person within a budget limit OR you buy a unisex gift and do the gift stealing thang.

Check out: Kris Kringle game – rules and instructions (christmaspresentideas.com.au) for more information

3. ROUND ROBIN

If you feel as if you are ALWAYS hosting Christmas… suggest a round robin approach. As the host, there are generally more costs associated with holding Christmas. Be it – the extra decorations, booze, extra plates/cutlery etc. You get the picture. Its not cheap to hold a party. Also encourage attendees to ‘bring a plate’ to not only help the burden of preparation but also the hip pocket.

If you do find yourself in a budgetary pickle post Christmas – don’t hesitate to give us a call. The number 1 financial planners in Brisbane. We offer an obligation free chat and if we decide you would find value in our services/ we can help you then we will proceed to an appointment. Our number – 1300 HH WLTH.

General Advice Warning

The information in this article and the topics and strategies discussed are of a general nature. It does not take your specific needs or circumstances into consideration, so you should look at your own financial position, objectives and requirements and seek financial advice before making any financial decisions.

If you are seeking financial planning services like ethical investing, retirement planning, to wealth management in Brisbane, book your consultation with us and see how we can help grow your wealth in more ways than one.

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CB Wealth Australian Pty Ltd T/As HH Wealth is a Corporate Authorised Representative (No. 1283595) of Axies Pty Ltd ABN 38 136 704 446 AFSL No 339 384. Chris Holme is an Authorised Representative (No. 1004793) of Axies Pty Ltd ABN 38 136 704 446 AFSL No 339384.

Our Financial Services Guide (FSG) and Adviser Profile contains important information about Insight Investment Services Pty. Ltd., any authorisations and the services we provide. The following link will take you to an electronic copy of the FSG, if you would prefer to receive it another way please contact our office. FSG HERE>